The Subhadra Yojana, launched by the Government of Odisha, is a flagship initiative aimed at empowering women through financial assistance and promoting digital literacy. The scheme targets over one crore women, providing them with financial support to enhance their socio-economic status.
Eligibility Criteria
To benefit from the Subhadra Yojana, applicants must meet specific criteria:
- Residency: Applicants must be residents of Odisha.
- Age: Women aged between 21 and 60 years are eligible.
- Income: Families should have an annual income not exceeding ₹2.5 lakh.
- Exclusions: Government employees, income tax payees, and families owning more than five acres of irrigated land or ten acres of non-irrigated land are ineligible.
Application Process
The application process for Subhadra Yojana is designed to be accessible:
- Form Collection: Obtain the application form from local Anganwadi Centres, Block Offices, Urban Local Body Offices, Mo Seba Kendras, or Common Service Centres.
- Form Submission: Complete the form with accurate details and submit it at the nearest Mo Seba Kendra or Common Service Centre.
- Verification: Authorities will verify the information against government databases and through field inquiries if necessary.
- Approval and Disbursement: Upon successful verification, beneficiaries will receive financial assistance directly into their Aadhaar-linked bank accounts.
Financial Assistance Details
Under the scheme, eligible women receive:
- Total Support: ₹50,000 over five years.
- Annual Disbursement: ₹10,000 per year, credited in two installments of ₹5,000 each.
- Disbursement Dates: Installments are credited on Rakhi Purnima and International Women’s Day (March 8).
This structured financial support aims to enhance women’s economic independence and well-being.
Subhadra Card and Digital Incentives
The scheme includes initiatives to promote financial inclusion:
- Subhadra Card: An ATM-cum-debit card provided to beneficiaries for easy access to funds.
- Digital Transactions Incentive: The top 100 women in each Gram Panchayat or Urban Local Body with the highest number of digital transactions annually receive an additional ₹500 incentive.
These measures encourage digital literacy and financial empowerment among women.
Monitoring and Evaluation
To ensure effective implementation:
- State Level Steering and Monitoring Committee (SLSMC): Oversees policy implementation, monitors progress, and addresses challenges.
- Regular Assessments: Conducted to evaluate the scheme’s impact and effectiveness.
This structured approach ensures the scheme meets its objectives and benefits the intended recipients.
| Component | Details | Eligibility | Disbursement | Incentives |
|---|---|---|---|---|
| Financial Assistance | ₹50,000 over five years | Women aged 21-60, income ≤ ₹2.5 lakh | ₹10,000/year in two installments | Additional ₹500 for top digital transactors |
| Subhadra Card | ATM-cum-debit card for beneficiaries | All eligible beneficiaries | Provided upon approval | Promotes financial inclusion |
| Application Process | Offline through local centers | Residents of Odisha | Verification by authorities | Simplified for accessibility |
| Monitoring and Evaluation | State Level Steering and Monitoring Committee oversees implementation | N/A | Regular assessments | Ensures effective execution |
The Subhadra Yojana represents a significant step towards women’s empowerment in Odisha, providing financial support and promoting digital literacy to enhance their socio-economic status.
How can I apply for the Subhadra Yojana?
Collect the application form from designated local centers, complete it with accurate details, and submit it at the nearest Mo Seba Kendra or Common Service Centre.
What documents are required for the application?
Essential documents include Aadhaar card, proof of residence, income certificate, and bank account details.
When will the financial assistance be disbursed?
Eligible beneficiaries receive ₹10,000 annually, credited in two installments on Rakhi Purnima and International Women’s Day.
